The Biden-era retirement rule, designed to protect savers from biased investment advice, faces potential repeal under President-elect Trump's second term. Legal experts warn that ongoing court challenges, particularly from the insurance industry, could lead to its demise, as two Texas courts have already stalled its implementation. The rule aimed to enforce a fiduciary standard for rollover recommendations, but many investors may still lack adequate protection due to the nature of one-time advice under existing laws.
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